Rebate filing in Larimer County
Strata Heat Pumps installs heat pumps in Larimer County, in every ZIP code listed on this page. The online estimate gives a price range and your rebates for an address in Larimer County in about two minutes.
Heat pump rebates in Larimer County
Larimer County has 161,882 homes, and 70.4% heat with utility gas. Census figures also show 23.4% use electricity and 4% use propane. Those heating choices determine which rebate combination appears on a heat pump estimate. The State of Colorado Heat Pump Discount applies to every Colorado home and to each of the three system types.
Xcel Energy supplies gas here. Its rebate applies to Xcel Energy customers whose home now uses a gas furnace, gas boiler, or propane. It applies to ducted heat pumps, dual fuel systems, and ductless systems. The Xcel Energy rebate is $1,500 per ton of heating. The State of Colorado Heat Pump Discount is $1,000.
The county has a 1993 median build year, later than Colorado's 1987 median. It also has 64.7% detached houses, compared with 61.8% statewide. These homes can use ducted equipment when ducts fit the new system. Homes without useful ducts can use ductless equipment, which also provides cooling.
How Larimer County heat pump rebates stack
For a 3 ton ducted heat pump in a gas heated home, our estimate tool shows $5,500 in combined rebates. The listed programs are the Xcel Energy rebate ($4,500) and the State of Colorado Heat Pump Discount ($1,000). A gas heated home receiving a ductless mini split instead shows $5,500. The listed programs are the Xcel Energy rebate ($4,500) and the State of Colorado Heat Pump Discount ($1,000). These examples show the county's gas heated homes how the Xcel and state programs combine.
A 3 ton dual fuel system in a gas heated home shows $5,500. The listed programs are the Xcel Energy rebate ($4,500) and the State of Colorado Heat Pump Discount ($1,000). Dual fuel keeps the gas furnace for the coldest hours, while the heat pump supplies heating and cooling through much of the year. With 70.4% of county homes using utility gas, this is a direct path for many existing forced air homes.
For a 3 ton ducted heat pump replacing electric heat, the total is $1,000. The listed programs are the State of Colorado Heat Pump Discount ($1,000). A 3 ton ductless system replacing electric heat shows $1,000. The listed programs are the State of Colorado Heat Pump Discount ($1,000). For a propane heated home, the estimate result is $1,000, with the State of Colorado Heat Pump Discount ($1,000).
The rebate stack follows the current heating fuel, not the age of the house. County homes built from 1980 to 1999 make up 29.8% of the housing stock. Homes built in 2010 or later make up 19%. Both groups still need a system sized to the home's actual heat load before rebates are applied.
Rebates by town in Larimer County
Fort Collins has 73,332 homes. Its median build year is 1992, and 67.8% of homes use gas heat. It also has 36.4% in multi unit buildings, compared with 24.1% across the county. Ductless systems fit condos, additions, and homes without ducts. Gas heated homes can pair the Xcel Energy rebate with the Colorado discount when they meet the program rule.
Loveland has 35,330 homes, with 76.9% using gas and 24.9% in multi unit buildings. Its median build year is 1993. Estes Park has 4,203 homes, with 74.9% using gas and 16.4% built before 1960. Older homes are more likely to lack ducts or have small ducts, so ductless equipment and careful duct review matter for both towns.
Laporte has 1,078 homes and a 1976 median build year. Gas heat reaches 79.9%, while no homes are listed as built in 2010 or later. Red Feather Lakes has 943 homes, 71.4% heated with propane, and 42.9% built before 1960. Its propane share is far above Larimer County's 4%, so its homes need an estimate that uses the propane rebate rules.
Timnath has 2,855 homes, 90.4% using gas, and 85.2% built in 2010 or later. Wellington has 4,059 homes, 84.9% using gas, and 50.8% built in 2010 or later. Their detached home shares are 81.7% and 90.1%, compared with 64.7% across the county. Existing duct layouts and the home's load guide the equipment choice.
Programs that do not apply in Larimer County
The programs listed as applying here are the Xcel Energy rebate for qualifying customers and the State of Colorado Heat Pump Discount for every Colorado home. No income qualified program is listed for Larimer County. That means there is no county income program amount or income rule to add to an estimate here.
Power Ahead Colorado, Efficiency Works, Boulder County income qualified, Holy Cross Energy, Mountain Parks Electric, Gunnison County Electric, San Miguel Power, and Sangre de Cristo Electric rebates are not listed as applying in Larimer County. They do not stack on this county's estimate because they are not programs that apply here. The Xcel Energy rebate also appears in the programs that do not apply list, but the qualifying Xcel gas customer rule is the applicable listing for this county.
This distinction matters for planning. Do not add a rebate from another county or electric provider to a Larimer County project. Our estimate tool uses the applicable county settings and the home's current heating fuel. It separates gas, electric, propane, ducted, dual fuel, and ductless examples instead of treating every rebate as available.
Larimer County's 4% propane share is lower than Grand County's 11.2% and Jackson County's 13.1%. Yet Red Feather Lakes has 71.4% propane heat. A countywide program list does not replace the current fuel check for an individual home. That check determines the rebate combination shown for the project.
Sizing comes before rebate totals
We size for an outdoor design temperature of 5°F, an indoor design temperature of 70°F, and an elevation of 5,300 ft. At that elevation, an air source unit loses 18% of heat output. At the design temperature, the estimate uses a coefficient of performance of 2. This is why system size comes from the home, not from a rebate amount.
County homes have a 1993 median build year, compared with 1987 across Colorado. The county has 29.8% built from 1980 to 1999 and 19% built in 2010 or later. A 2,000 square foot, 2 story gas heated example from 1980 to 1999 has a design load of 2.7 tons. The same example built before 1960 has 3.2 tons, while one built in 2010 or later has 1.9 tons.
For the 1980 to 1999 example, ducted heat pump pricing before rebates is $15,100 to $27,900, and dual fuel pricing is $12,100 to $22,500. The after rebate ranges are $10,200 to $23,000 and $7,200 to $17,600. A ductless example without ducts is $11,800 to $19,200 before rebates. We measure the home, then check ducts and the electrical panel before installation.
For size-based planning, a 2 ton ducted system is $12,800 to $18,000, while a 2 ton dual fuel system is $10,200 to $14,400. At 4 tons, ducted pricing is $22,100 to $31,200 and dual fuel pricing is $17,900 to $25,200. The lower dual fuel price reflects retaining the existing gas furnace for the coldest hours.
Filing rebates and claiming the federal credit
We file every rebate for the homeowner. The Colorado state discount comes off the invoice. An online estimate takes about 2 minutes, and a winter gas bill makes it more accurate. Our estimate tool can show the applicable program stack before you choose a system, using the current heating fuel and the system type.
Most installs take 1 day. Jobs with several ductless units can take 2 or 3 days. Ductless pricing starts at $5,800 to $9,400 for 1 indoor unit and reaches $17,800 to $28,900 for 5 indoor units. The estimate uses 500 sq ft per ductless indoor unit and prices up to 5 units before a custom quote.
A 3 indoor unit ductless system is $11,800 to $19,200, while 4 indoor units are $14,800 to $24,100. This gives homeowners in the county's 24.1% multi unit buildings a way to compare zones with their floor plan. We inspect the electrical panel before installation and set the final equipment plan from the home measurement.
The federal 25C credit ended for systems installed after 2025-12-31. It does not add to a Larimer County heat pump rebate estimate for later installations. We install Mitsubishi, Bosch, Daikin, Carrier, and Trane equipment, then file the rebates that apply to the completed job.
Larimer County towns
| Homes | Median year built | Built before 1960 | Built 2010 or later | Gas heat | Electric heat | Propane | |
|---|---|---|---|---|---|---|---|
| Fort Collins | 73,332 | 1992 | 8.9% | 16.5% | 67.8% | 29.1% | 1.5% |
| Loveland | 35,330 | 1993 | 11.4% | 16.7% | 76.9% | 21% | 1.3% |
| Estes Park | 4,203 | 1991 | 16.4% | 5.4% | 74.9% | 20.1% | 1.9% |
| Laporte | 1,078 | 1976 | 11.1% | 0% | 79.9% | 17.8% | 1.4% |
| Red Feather Lakes | 943 | 1965 | 42.9% | 0% | 0% | 28.6% | 71.4% |
| Timnath | 2,855 | 2015 | 0.7% | 85.2% | 90.4% | 8.7% | 0.8% |
| Wellington | 4,059 | 2010 | 3.8% | 50.8% | 84.9% | 14.6% | 0% |
- Heat pumps in Fort Collins73,332 homes, median year built 1992.
- Heat pumps in Loveland35,330 homes, median year built 1993.
- Heat pumps in Estes Park4,203 homes, median year built 1991.
- Heat pumps in Laporte1,078 homes, median year built 1976.
- Heat pumps in Red Feather Lakes943 homes, median year built 1965.
- Heat pumps in Timnath2,855 homes, median year built 2015.
- Heat pumps in Wellington4,059 homes, median year built 2010.
More for Larimer County
- Ducted heat pump in Larimer CountyPrices by home age and the Larimer rebates for this system.
- Dual-fuel heat pump in Larimer CountyPrices by home age and the Larimer rebates for this system.
- Ductless mini-split in Larimer CountyPrices by home age and the Larimer rebates for this system.
- Pool heat pumps in Larimer CountyPool and spa heat pumps: local code rules, running cost and the swim season.
Questions we hear
Which heat pump rebates apply in Larimer County?
The State of Colorado Heat Pump Discount applies to every Colorado home and to each of the three system types. Its amount is $1,000. The Xcel Energy rebate applies to Xcel Energy customers whose homes now heat with a gas furnace, gas boiler, or propane. Its amount is $1,500 per ton of heating.
How do rebates work for a gas heated home?
For a 3 ton ducted heat pump in a gas heated home, our estimate tool shows $5,500. The programs in that total are the Xcel Energy rebate ($4,500) and the State of Colorado Heat Pump Discount ($1,000). A 3 ton dual fuel system shows $5,500, with the Xcel Energy rebate ($4,500) and the State of Colorado Heat Pump Discount ($1,000). Ductless mini splits in gas heated homes show $5,500.
Are there income qualified heat pump rebates in Larimer County?
No income qualified program is listed for Larimer County. Boulder County income qualified rebates do not apply here. Other programs that do not apply include Power Ahead Colorado, Efficiency Works, Holy Cross Energy, Mountain Parks Electric, Gunnison County Electric, San Miguel Power, and Sangre de Cristo Electric rebates.
Does the federal heat pump tax credit still apply?
The federal 25C credit ended for systems installed after 2025-12-31. It does not add to rebate totals for later installations. For current Larimer County estimates, the applicable programs are the State of Colorado Heat Pump Discount and the qualifying Xcel Energy rebate described by the home's existing heating fuel.
How do you determine the right heat pump size?
We size equipment for 5°F outdoors, 70°F indoors, and 5,300 ft elevation. Air source equipment loses 18% of heat output at that elevation. We measure the home and inspect ducts and the electrical panel. A winter gas bill makes the online estimate, which takes about 2 minutes, more accurate.